Many jobs require the use of a company vehicle: Delivery drivers, truckers, and chauffeurs are just some examples of people who rely on driving to complete their job duties. Although driving may not be a part of their job, many other employees drive for work periodically, for travel or other purposes.
If you have been injured in a collision while driving a work vehicle, you may be confused about how you can recover compensation for your injuries. Although these types of collisions are technically work accidents, injury victims may need to follow typical post-collision processes instead of, or in addition to, filing a workers’ compensation claim.
When to File a Workers’ Compensation Claim After a Work Vehicle Accident
Workers’ compensation is often the most appropriate channel for recovering benefits if you were at fault for a work vehicle accident. However, you may be involved in a personal injury claim with the other driver if you caused the accident. The other driver’s claim will be conducted much like any other car accident case, although it’s possible that they could also sue your employer because you were driving a company vehicle.
When to Go Through Car Insurance for a Work Vehicle Accident
If you were not at fault for a work vehicle accident, you may be able to recover compensation through a claim with the other driver’s insurance company. If you decide to forego a workers’ compensation claim and go through the other driver’s insurance company, you will need to follow the same processes as a typical car accident claim. The fact that you were driving a work vehicle may not be as relevant in a general car accident case.
Can You Receive Workers’ Compensation Benefits and Car Insurance Coverage After a Work Vehicle Accident?
It is possible to recover compensation through both the workers’ compensation system and through a car insurance claim. If you were not at fault for the accident and choose to file a claim with the other driver’s insurance company, your recovery of workers’ compensation benefits could become a point of dispute. The other driver’s legal team may claim that you do not require any additional compensation because you are collecting benefits.
If you were injured in a work vehicle accident. The Law Offices of Wax & Wax can help. Our legal team assists work injury victims in cases of claim denials, social security and disability claims, and every aspect of workers’ compensation litigation.
For a free consultation with our attorneys, send us your information or call (818) 946-0608 to get in touch with our team.